Acceptance of Terms


In using, the website of PGFOCUS, you (The User) are deemed to have accepted the terms and conditions listed herein below. PGFOCUS in consultation with partners, owners, and affiliate sites reserves the right to add, delete, alter or modify these terms and conditions at any time. The user is therefore advised to read carefully these terms and conditions each time he or she uses the PGFOCUS website. All products / services and information displayed constitute an "invitation to offer". Your order for purchase constitutes your "offer" which shall be subject to the terms and conditions as listed herein below.


The agreement between you and the PGFOCUS shall be subject to the following terms and conditions:


  1. PGFOCUS is a website designed to facilitate any healthcare professionals (that includes doctors, dentists and nursing personnel) within India for the preparation of Post-Graduate (PG) Exams (national and state level) and its equivalent such as MD, MS entrance exam; DM; MCh entrance exam; DNB; BSc and MSc Nursing Entrance Exam within the country. However, please note that this list is not exhaustive and is subject necessary amendment as and when required by PGFOCUS. PGFOCUS also facilitates such other Foreign Medical Graduates eager to practice in India, for the preparation of the FMGE examination. The aims and objectives of PGFOCUS is to assist such healthcare professionals appearing for PG Exams both at national and state level, in the preparation for such examination through mock tests and such other online tests, some of which are even time-framed. The website has not been optimised for use via mobile devices. However, users wishing to do so should be aware that they may not experience full functionality of the site.
  2. The User certifies that he/she is above 18 (eighteen) years of age and competent to enter into contractual relation with PGFOCUS.
  3. These terms and conditions supersede all previous representations, understandings, or agreements and shall prevail notwithstanding any variance with any other terms of any order submitted. By using the PGFOCUS services, you agree to be bound by the Terms and Conditions.
  4. All charges and availability of services are subject to change without prior notice at the sole discretion of PGFOCUS.
  5. PGFOCUS reserves the right to accept or reject your offer made for availing the services as enlisted in our website. However, PGFOCUS shall not be under any obligation to communicate the reasons for such refusal or rejection.
  6. All payments, unless indicated otherwise, shall be in Indian currency (INR). Incase of any online transaction via credit card/debit card/netbanking, you must use your own credit card/debit card/netbanking details. PGFOCUS will not be liable for any credit card/ debit card/bank details fraud. The liability to use a card fraudulently will be on the user and the onus to prove otherwise shall be exclusively on the user.
  7. Any request for cancellations of orders once duly placed on the site, shall not be entertained.
  8. In the event of any non-delivery or inability in availing the services for which payments has been duly made owing to any mistake on the part of the user (i.e. wrong name or address) PGFOCUS shall not be liable and further any extra cost incurred by the latter for redelivery shall be claimed from the user placing the order.
  9. PGFOCUS shall not be liable incase of any interruption of service for any cause which is beyond the control of the former or due to flood, fire or Act of God while availing the services of this website by the users.
  10. The User agrees to use the services provided by PGFOCUS through their website for lawful purposes only. You must not use the website in any way that causes or is likely to cause the website or access to it to be interrupted, damaged or impaired in any way. You understand that you are solely responsible for all electronic communications and contents sent from your computer to us. You must use the website for lawful purposes only. You must not use the website for any of the following:


    • 1. Fraudulent purposes in connection with a criminal offence or otherwise unlawful activity;
    • 2. To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful, defamatory, obscene or menacing; or in breach of copyright, trademark, confidence, privacy or any other right; or is otherwise injurious to third parties; or objectionable; or which consists of or contains software viruses, trojan horses, worms, time bombs, keystroke loggers, spyware, adware or any other harmful or similar computer code designed to adversely affect the operation of any computer software or hardware, political campaigning, commercial solicitation, chain letters, mass mailings or any spam
    • 3. To reproduce, duplicate, copy or resell any part of our site in contravention with these terms of use.
  11. The User agrees to provide authentic and true information. PGFOCUS reserves the right to confirm and validate the information and other details provided by the User at any point of time. If upon confirmation such User details are found not to be true (wholly or partly), PGFOCUS has the right in its sole discretion to reject the registration and debar the User from using and / or other affiliated websites without prior intimation whatsoever.
  12. PGFOCUS will not be responsible for any damage suffered by users from use of the services on this site. This without limitation includes loss of revenue/data resulting from delays, non-deliveries, missed deliveries, or service interruptions as may occur because of any act / omission of the vendor. This disclaimer of liability also applies to any damages or injury caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft or destruction or unauthorized access to, alteration of, or use of record, whether for breach of contract, tortuous behavior, negligence, or under any other cause of action.
  13. The User expressly agrees that the use of service(s) PGFOCUS is at the Users sole risk. The Service(s) of PGFOCUS is provided on an as is basis without warranties of any kind, whether express or implied. PGFOCUS its affiliates, employees, agents, consultants, contracted companies make no warranties of any kind, whether expressed or implied, for the service it is providing or as to the results that may be obtained from use of the Service, or as to the accuracy, reliability or content of any information, service, or merchandise provided through this Service. PGFOCUS do not represent or warrant maintaining the confidentiality of information, although PGFOCUS current practice is to utilize reasonable efforts to maintain such confidentiality. It is also clearly understood that all warranties, implied or express take place between the vendors and the User.
  14. It is for the student to see whether he/she is eligible for a certain Entrance Exam or not. PGFOCUS do not hold it responsible if a student's admission form cannot be forwarded or is rejected by the examination body on any ground whatsoever. Such a student cannot claim a refund of the whole or any part of the fee he/she has paid to PGFOCUS. The responsibility of getting admission form forwarded to the examining body is that of the student himself/herself.
  15. Incase of any change in the email address or phone number, the same should be updated on the website of PGFOCUS.
  16. In case if any parent/guardian/student misbehaves with any staff members of the PGFOCUS unlawfully, his/her ward can be debarred from using the site and no claim of refund of such student will be entertained.
  17. If at any point of time, the Government further increases service tax, the tax will be borne by the students from the date of enforcement of the act by the Government.
  18. PGFOCUS reserve its right to make any alteration in its programs of mock tests, online tests or such other evaluation process. However, incase of any alteration in the online classes, the registered users shall be intimated in due course of time via email.
  19. We try to ensure that PGFOCUS website availability is uninterrupted and that transmissions will be error-free. However, we cannot guarantee that your access will not be suspended or restricted from time to time, including to allow for repairs, maintenance or the introduction of new facilities or services. We shall try to limit the frequency and duration of any suspension or restriction.
  20. If you have registered or subscribed to use any service within the PGFOCUS Website, any user identification code or password is personal and non transferable and must be kept confidential and used only by you for the specified term of your subscription or registration period. We have the right to take action should this requirement be breached. You should not share your user name or password(s) or voucher code with anyone.
  21. Payments may be made through the methods specified on the website. Your Credit Card/ Debit Card/ Netbanking details are not kept by us but are kept and used by our payment gateway contractors. We take all reasonable precautions to select a reputable payment gateway contractor to keep the details of your order and payment secure. We cannot be liable for losses caused as a result of unauthorised access to the information provided by you.
  22. Our websites contain links including hyperlinks which may take you outside of the PGFOCUS websites. Links are provided for your convenience, and an inclusion of any link does not imply endorsement or approval by us of the linked website, its operator or content. We have no control over the contents or functionality of those sites and accept no responsibility for any loss or damages that may arise from your use of them. We are not responsible for any website outside the PGFOCUS websites, and such websites use will be subject to relevant terms and conditions and privacy policies.
  23. The material on this website is intended for use as an examination revision or personal development resource. It is not a substitute for your own clinical judgement as a professional. Any reference to drug dosage should be checked with your local formulary before prescribing. PGFOCUS does not any guarantee assured success in such PG Exams or tests of any nature by availing the services of PGFOCUS. This information is not to be used in patient care. You are instructed to use standard textbooks and reference material for gaining knowledge for patient care, directly or indirectly.
  24. Medical information is complex and changes with time. Additionally, there are usually more than one acceptable view points on any topic of medical care. PGFOCUS does not assure that the information within this site or sent by email from PGFOCUS is 100% correct or that it adheres to the majority viewpoint regarding any particular topic. You are instructed to develop your own opinion as to what the appropriate answer should be both in entrance examinations and in real life scenarios based on information provided within standard textbooks and reference materials. PGFOCUS is merely a revision tool.
  25. To the fullest extent permitted by law, PGFOCUS expressly exclude any liability for any direct, indirect or consequential loss or damage incurred by any user in connection with the information contained on or use or inability to use or result of the use of our website, any websites linked to it and any material posted on it, including without limitation any liability for loss of income or revenue, loss of business, loss of profits or contracts, loss of anticipated savings, loss of data, loss of goodwill, wasted management or office time and for any other loss or damage of any kind, however arising and whether caused by tort (including negligence), breach of contract or otherwise, even if foreseeable;
  26. Protecting your privacy is one of our top priorities. We will make every effort to protect your privacy by adopting a consistently high level of site security and adhering to strict internet policies on how we store and use personal information. We will also use your data to monitor for any unauthorised use of our website, content or subscriptions to our content. We may also disclose your indentity and contact details to any relevant third party or to any party as mandated by law.
  27. We shall send you Emails and SMS from time to time regarding announcements made on PGFOCUS website, but not from third party. Any email between you and the PGFOCUS is not encrypted.
  28. We keep your personal information for as long as necessary to fulfil our obligations to you, protect our legal interests and undertake analysis of our website to assist you and future users.
  29. PGFOCUS does not use cookies to retrieve information from your computer that was not originally sent in a cookie. PGFOCUS does not use information transferred through cookies for any promotional or marketing purposes, nor is that information shared with any third parties whatsoever. More information about Cookies can be found at
  30. Other than as expressly agreed by you or otherwise stated when data is collected or within this policy, we will not disclose your personal data to any third parties other than:our owners (where applicable), Licensors, contractors and advisors who must keep this data confidential; as required to enforce our legal rights (including property, safety, our customers or others); fraud protection and credit risk reduction; and where our company or its assets (to which your data relates) are to be acquired by a new company, location data may be shared
  31. Your personal data is stored in our databases or those of our contractors which is only available to the web administrators of PGFOCUS, contractors and selected authorised people on a password protected basis. This information may be stored outside India in a secure environment.
  32. Despite our best efforts be it noted that PGFOCUS does not undertake to guarantee "absolute security" to its users since unfortunately, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features to try to prevent unauthorised access.
  33. In case of any dispute, arising out of present terms & conditions, it shall be referred to the sole arbitrator to be appointed by PGFOCUS. The seat of arbitrator will be at Kolkata, India only. In any case if any matter has to go to the court, only courts within the jurisdiction of Kolkata, India shall have jurisdiction to decide such matters.